KYC level
None
SolvoCard unverified
No-KYC virtual Mastercard funded with crypto incl. Monero · email-only signup, Apple/Google Pay — but 4% deposit fee, $99 per card, no refunds ever, and balance forfeited on any terms violation · since 2026
Verification criteria
⚠ Recorded incidents
major
2026-07-02 Policy
Ongoing
Terms provide for outright forfeiture, not temporary holds: any violation of the prohibited-use list results in "immediate account termination and forfeiture of any remaining balance", with no stated appeal process. The prohibited list is broad and includes ordinary activities such as buying crypto from an exchange, gambling, money transfer services and prepaid cards. Separately, all crypto deposits are declared final and non-refundable under any circumstances, and unused balance cannot be withdrawn when closing an account. Source: solvocard.com/terms
minor
2026-07-02 Policy
Ongoing
The service states two incompatible jurisdictions in its own documents. Terms section 1 identifies the operator as TivoLabs LTD, registered in Seychelles (company number 246356), while section 14 places the agreement under United States law with disputes heard in US courts, and the privacy policy closes by describing SolvoCard as "a United States-based company". For a service holding user balances, which jurisdiction applies determines who can compel what. Sources: solvocard.com/terms, solvocard.com/privacy
Posture
Custody
Custodial
Logging policy
Standard
Data collected
email, ip, browser, transaction_history
JavaScript
Required
Open source
No
Frozen-funds policy
Risk-based
Blocked jurisdictions
CU · IR · KP · SY · UA-43 · RU · BY · MM · VE · AF · CF · CD · LY · SO · SS · SD · YE · ZW
Privacy — Crypto card
Load methods
XMR · BTC · ETH · USDT · USDC · SOL
No KYC to obtain
No
No ID to spend
No
Details
Card type (virtual/physical)
virtual
Card network (Visa/MC)
Mastercard (EUR) / Visa (USD)
No-KYC limit (USD/month)
50000
Usable online
Yes
Usable in physical stores
Yes
Load fee (%)
0
Monthly / inactivity fee
0
Supported regions
Global
Reliability
30-day uptime
100.0%
Incident history
2 recorded