KYC level
None — no account
xChange.me unverified
No-KYC instant exchange since 2017 · Tor mirror, CLI client, Marshall Islands operator — but its own terms describe AML scanning and source-of-funds checks · since 2017
Verification criteria
⚠ Recorded incidents
minor
2026-07-24 Policy
Ongoing
Marketing states "no KYC/AML, accountless", but the Terms of Service describe AML/CFT scanning of deposited funds with the right to reject any order, and allow the operator to request information on source of wealth and origin of funds. Rejected orders are refunded to the sending address. Terms also disclose the displayed rate may differ by up to 5%, and the risk declaration allows up to 20%. Source: xchange.me/terms-of-service
Posture
Custody
Custodial
Logging policy
Minimal
Data collected
wallet_addresses, geolocation, correspondence
JavaScript
Optional
Open source
No
Frozen-funds policy
Risk-based
Blocked jurisdictions
IR · KP · RU · BY
Privacy — Exchange
Swap mechanism
Instant Custodial
Own reserve (fewer third parties)
No
No deposit-address reuse
No
Details
Supported assets
XMR · BTC · LTC · ETH · SOL
Fee min (%)
1%
Fee max (%)
2%
API available
No
Rate type
Both
Reliability
30-day uptime
82.1%
Incident history
1 recorded