0kyc.io
Independent · continuously verified

No-KYC crypto cards

Prepaid and virtual cards you can load with crypto and spend without ID. Because a card holds your balance, we weigh fund-safety heavily: load fees, no-KYC limits, and how the issuer treats frozen funds. New issuers are flagged until they've proven themselves.

4
services tracked
0
independently verified
4
live right now
15 hours
since last check
Green = we confirmed it. Amber = we couldn't yet. A service marked unverified isn't necessarily bad — it just hasn't passed our checks, and we won't dress that up as a fact. That distinction is the whole point.
4 services · 0 verified this page / 4 unverified
Goblin Card logo
Goblin Card card
Physical no-KYC Mastercard · BTC/ETH/SOL/XMR/USDT, 0% FX and ATM fees, $350 one-time · 3.5% deposit fee (4% for Monero), $5k/day and $25k/month limits
C
3.1/5
live
unverified no-KYC can freeze
load fee 3.5% no-KYC limit $25,000 Mastercard
Details
SolvoCard logo
SolvoCard card
No-KYC virtual Mastercard funded with crypto incl. Monero · email-only signup, Apple/Google Pay — but 4% deposit fee, $99 per card, no refunds ever, and balance forfeited on any terms violation
C
3.0/5
live
unverified no-KYC can freeze
load fee 0% no-KYC limit $50,000 Mastercard (EUR) / Visa (USD)
Details
SolCard logo
SolCard card
Crypto-to-fiat Visa card operated by SC PAYMENTS LIMITED (Hong Kong) · performs identity verification and explicitly states it does not offer an anonymous product
D
2.5/5
live
unverified KYC risk can freeze
load fee 5% no-KYC limit $5,000 Mastercard
Details
xKard logo
xKard card
Virtual Visa marketed no-KYC · but KYCnot 4/10, documented frozen funds and forced KYC
E
2.2/5
live
unverified can freeze incident
load fee 3% no-KYC limit $100,000 Visa
Details
How we grade this category

Judge one yourself

The list above answers which services are safe. This is how we decide — so you can weigh one we haven't rated, or disagree with us on purpose.

0 / 4
non-custodial
never take control of your coins
1 / 4
can freeze funds
reserve the right to hold your money
2 / 4
guaranteed no-KYC
no identity step, ever, per their terms
0 / 4
share with authorities
disclose user data on request
Reading the badges
  • no-KYC No identity step at any stage, guaranteed in the operator's own terms.
  • non-custodial Your coins are never under the service's control — it cannot freeze what it never holds.
  • KYC risk May demand identity verification on a risk trigger, often after you've already deposited.
  • can freeze The terms reserve the right to hold user funds. The single worst posture a fund-holder can take.
  • shares data The operator states it discloses user data to authorities on request.
  • no Tor Blocks or refuses connections over Tor.
  • incident An unresolved critical event is on record — a hack, a seizure, a pattern of frozen funds.

Why cards deserve more suspicion than swaps

A card holds a balance. Unlike a swap that exposes you for minutes, a prepaid or virtual card sits on your funds for as long as you keep money on it — and sits behind an issuer, a program manager and a card network, each of which can impose requirements the card brand never mentioned.

That layered structure is why fund-safety dominates the grade in this category. A generous no-KYC limit means little if the issuer can freeze the balance and demand documents to release it, which is a documented pattern rather than a theoretical risk.

Reading the limits properly

No-KYC card limits are usually expressed as a threshold: spend or load below it and no identity check is triggered. Worth knowing is whether that threshold is per transaction, per month or lifetime, and what happens at the boundary — a card that simply declines is very different from one that accepts the load and then locks the account pending verification.

Load fees also deserve a close look, because they are frequently quoted excluding a spread on the crypto-to-fiat conversion. The advertised rate and the amount that reaches your balance can differ by several percent.

New issuers carry unpriced risk

This category turns over quickly. Cards launch, work well for a period, then change terms or disappear when a banking partner withdraws. A card issued by a company that has existed for a few months has not yet been through the event that matters — a partner pulling out, a regulator asking questions, a volume spike — and there is no way to know how it will handle that until it happens.

Keeping only what you intend to spend on the card, rather than treating it as storage, removes most of this risk regardless of which one you choose.